Why family health insurance is important


I am insurance agent and met many peoples in my daily life and i only ask them do you have health insurance and if they say no then I tell them why family health insurance is important.
Health insurance , family health insurance
Family Health insurance

Why family health insurance is important


Life is never secure, you can not perdict what will be happen in next moment. What is most wrost and most common issue can be
happened ? that is illness, from a small ailment to deadly disease which may put you into a big financial trouble. But if you have security if you have plan to escape from it may be you not face  such financial troubles, so my advice to all, You must have a family health insurance for your selfs and loving one's.

Family health insurance plan is a type of health insurance, which covers more than one member of a family, such insurance policy provides assured coverage to two or more members of a family at the same time, in case they get hospitalized or an ailment is diagnosed

importance and benefits of life insurance in India 


Financial Protection: Life Insurance policy takes all the

financial protection of your family.

Retirement Goals: A retirement plan is also known as a

pension plan or an annuity plan which helps the insured to gather funds for his/her retirement.

Child Plans : A child plan principally plays an important role in terms of saving money for the insured's child's future. The Child Plan has been designed to let you gather corpus chiefly for a child‘s education and wedding.

Whole Life Insurance Plans: A whole life insurance policy provides with the coverage for as long as the insured breaths. The sum assured under this plan is calculated at the time of policy purchase. And it is payable to the nominee after the death of the insured. Money Back Life Insurance : Money back plans offer an exclusive type of life insurance coverage. A predetermined percentage of the Sum Assured is paid back to the policyholder at predefined intervals under this life insurance


How to choose the best term insurance plan 


1) High cover at low cost: Consider a term plan that offer high cover at the lowest cost as compared to other plans.

For example, there are some insurance companies offering term plans to a male, non-smoker, an insurance cover of Rs. 50 lakhs for a tenure of 30 years at an annual premium as low as Rs. 6000 per year i.e. Rs. 500 per month

2) Longer plan tenure: These days an individual can buy a term plan with a tenure of up to 40 years. A person can get cover up to a maximum maturity age of 75 years. So term plans can cover you well past your retirement age. So consider term plans with a long tenure

3) Rider options: Consider a plan that offers riders as per your need. Riders enhance your insurance cover and also provide you the much needed f1exibi|ity

4) Claim pay out options: These days, term plans offer various claim pay out options for the customers' convenience. The various claim pay out options offered include:

a) Lump sum payout on death

b) Level monthly payments for a specified period like 5 vears or 10 vears or 15 vears


There are some best health insurance companies which offers veraites of plan and policies as your choices, on reasonable health premium.

Bupa health insurance


Bupa offers a great range of Quality Private Health Insuranceoptions for Individuals, Couples and Families.
You can visit site -: bupa health insurance

Religare health insurance

Comprehensive Health Insurance Plans. Health Protection is Just A Click Away. Lifetime Renewability.
You can visit site :-  religare health insurance

Allianz health insurance


Allianz Cares' International Health Insurance offers leading global health and medical insurance for employees, individuals and their dependants.

You can visit site :- allianz health insurance

Policybazaar

Policy bazaar is best website for health insurance. You can compare price here to get the maximum output and minimum premium
Best Health Insurance Plans in India: Check out the list of top 10 health insurance policy in 2019 and get one that suits you the best. Compare & buy online ...
Visit here :- policybazaar health site 

At the last i just want to say that every person has to think about a secure health life insurance plan

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